Insurance claim fraud is probably the most prevalent fraud in our society. Many people do not view it as real fraud or a real crime. But it is, and it costs all of us money when we pay our premiums.

But not all questionable claims are fraudulent. It some cases, a person may unknowingly make a claim for a loss that occurred in circumstances outside those covered by the Underwriter, and it may require an investigation to clarify this.

Wilkinson & Associates assist Insurance Underwriters, Agents and Brokers, to investigate claims where there is some uncertainty as to the veracity or legitimacy of the claim. Types of investigations range across just about any form of insurance including:

• Vehicle Insurance
• Contents Insurance
• Disability Claim Insurance
• Medical Cover

In each case, our investigators will establish the policy entitlements and exclusions, and then investigate the circumstances of the loss. With extensive experience in insurance related investigation, we can assist our Insurance Company clients to minimise their exposure to claims that are not genuinely covered by the policy.

“The Insurance Council of New Zealand estimates that 15% of claims
lodged probably have an element of fraud associated with them.”